What is the median home price in Scottsdale, AZ?

As of Jun 2026, the median list price across Scottsdale ZIP codes is $913,725 (source: Realtor.com Research). Homes have been on market a median of 68 days, with year-over-year list prices down 9.0%.

What's the conforming loan limit in Maricopa County?

For 2026, the FHFA conforming (non-jumbo) loan limit in Maricopa County is $832,750 for a one-unit property. Loans above that amount are considered jumbo and follow different qualification standards.

What loan types are most common in the Scottsdale area?

Based on 2023 HMDA data for Maricopa County, the mortgage mix is roughly 74.5% conventional, 17.0% FHA, 8.2% VA, and 0.3% USDA across 148,325 total originations totaling $49.8B.

Do you serve homebuyers in all Scottsdale neighborhoods?

Yes. We work with buyers across Scottsdale — from Old Town condos to North Scottsdale custom estates — and across the broader Phoenix metro. Phoenix-area's premier luxury and resort suburb, anchored by Old Town, North Scottsdale custom communities, and a deep golf and second-home market.

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Mortgages in Scottsdale, AZ

Phoenix-area's premier luxury and resort suburb, anchored by Old Town, North Scottsdale custom communities, and a deep golf and second-home market.

Local mortgage expert · Sean Boggs

Co-Founder · NMLS #1149054 · Scottsdale & Phoenix-metro markets

Median list price

$913,725

Jun 2026

Days on market

median

Year over year

-9.0%

list price

The Scottsdale market right now

Aggregated across 10 Scottsdale ZIP codes, as of Jun 2026.

Median list price

$913,725

Median days on market

68 days

Active inventory

2,229

New listings this month

564

% with price drops

40.0%

Median $/sqft (list)

$454

Data: Realtor.com Research. List prices are down 9.0% year-over-year — a softer market favoring buyers willing to negotiate.

What it costs to buy in Scottsdale

2026 conforming loan limit

$832,750

Maricopa County

Median list vs limit

110%

Median exceeds conforming → jumbo territory

Median property tax paid

$2,924

Annual, owner-occupied (ACS)

Owner-occupancy rate

67.6%

of occupied housing units

Loan limits from FHFA. Property tax and owner-occupancy from U.S. Census ACS 5-year (2023).

Neighborhoods we serve in Scottsdale

Old Town Scottsdale

mid

Walkable entertainment & dining core; condos and townhomes

$40M city revitalization underway through FY2025-26

Scottsdale Quarter / Kierland

luxury

Luxury mixed-use, walkable shopping district

high-rise condos, walkability

McCormick Ranch

mid

Established master-planned community with lakes and golf

Gainey Ranch

luxury

Guard-gated golf community, established luxury

DC Ranch

luxury

North Scottsdale master-planned, family-oriented luxury

Silverleaf

ultra luxury

Top tier within DC Ranch; private golf, custom estates

Troon / Troon North

luxury

Golf, mountain views, upper-tier custom homes

Grayhawk

luxury

Master-planned, family-oriented, two championship golf courses

Desert Mountain

ultra luxury

Far north private golf community with six championship courses

Whisper Rock

ultra luxury

Private golf enclave, ultra-luxury custom homes

Pinnacle Peak / Reata Pass

luxury

North Scottsdale custom homes on desert lots

Schools that Scottsdale buyers ask about

Primary public district: Scottsdale Unified School District (SUSD).

Chaparral High SchoolA
high · public · SUSD
SUSD flagship north-central high school
Desert Mountain High SchoolA
high · public · SUSD
Cherokee ElementaryA+
elementary · public · SUSD
AZ A+ School of Excellence (2022, valid through 2026)
Desert Canyon ElementaryA+
elementary · public · SUSD
AZ A+ School of Excellence (2024-2027)
Hopi Elementary
elementary · public · SUSD
BASIS Scottsdale
k-12 · charter
Nationally ranked charter (verify current US News rank before citing specifics)

School letter grades from Arizona Department of Education.

Why people move to Scottsdale

Climate

3,872 sunshine hours per year~300 sunny days86% of possible sunshineAvg July high: 106°F · Jan low: 45°F

Source: NOAA / NWS Phoenix climate normals.

Cactus League impact (2025)

$764.0M total economic impact1,695,480 fans6,182 jobs supportedStadiums in Scottsdale: Scottsdale Stadium, Salt River Fields at Talking Stick

Five of ten Cactus League parks are in or adjacent to Scottsdale, driving Feb-Mar short-term rental and hospitality demand.

Source: ASU W.P. Carey Cactus League Economic Impact Study.

The Phoenix-area mortgage market by the numbers

HMDA 2023 county-level data for Maricopa County.

Mortgages originated

148,325

in 2023

Total dollar volume

$49.8B

Conventional share

74.5%

FHA share

17.0%

VA share

8.2%

Denial rate

25.7%

denied vs originated

Source: Consumer Financial Protection Bureau HMDA Data Browser. Maricopa County aggregate; Scottsdale-specific tract data available on request.

Major employers headquartered in Scottsdale

Axon Enterprise

Public safety technology

Discount Tire

Tire retail

Latest from around Scottsdale

‘Dark money’ barbs volleyed before Scottsdale primary
Scottsdale Progress · Jul 5, 2026
Scottsdale man helps first responders through horse therapy
Scottsdale Progress · Jul 4, 2026
Scottsdale ready for July 4 weekend
Scottsdale Progress · Jul 4, 2026
Luke Air Force flyover route released for Fourth of July
12 News · Jul 3, 2026
Scottsdale mayor calls out councilman over garage
Scottsdale Progress · Jul 3, 2026
Data: Heat-related deaths increasing in Maricopa County
12 News · Jul 3, 2026

Headlines aggregated from local news feeds, refreshed Jul 5.

Working with a local lender matters in Scottsdale

We close mortgages across the Phoenix area in 14 days on average from our Scottsdale office. We know what underwriters look for on a Scottsdale property — from HOA disclosures and short-term rental rules to local taxes and conforming-loan-limit thresholds.

Talk to our team about Scottsdale Run a refinance scenario

Also serving the Phoenix metro

Other Phoenix-metro cities we serve from our Scottsdale office:

Phoenix
Tempe
Paradise Valley
Fountain Hills
Cave Creek