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Need extra cash? With an equity loan, you can quickly access funds while keeping your home’s stability intact.
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Interest rates change, and so can your mortgage. Lock in a better rate and lower your payments.
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VA Loans
With no down payment and no private mortgage insurance (PMI), VA Loans are one of the best financing options for military families.
- No down payment required
- Competitive interest rates
- No private mortgage insurance (PMI)
- Exclusive to veterans, active-duty military, and eligible spouses

FHA Loans
FHA Loans are government-backed mortgages designed for first-time home buyers and those with lower credit scores—featuring low down payment options.
- Low 3.5% down payment
- Backed by the Federal Housing Administration
- Great for first-time home buyers
- Lower rates than conventional loans

Conventional Loans
Want more loan options and fewer restrictions? Conventional loans provide great rates and lower costs for qualified buyers.
- As little as 3% down (for qualified buyers)
- No upfront mortgage insurance
- Lower overall borrowing costs
- Fixed and adjustable-rate options

Non-Conforming Loans
Non-conforming loans offer flexible financing for unique situations, such as self-employed buyers, high-value properties, or those with non-traditional income sources.
- Flexible income documentation options
- Available for high-value homes & unique properties
- Ideal for self-employed buyers
- Alternative credit evaluation methods

Jumbo Loans
Need a loan that exceeds traditional limits? Jumbo loans offer higher borrowing amounts with competitive interest rates.
- Exceeds standard conforming loan limits
- Competitive interest rates for high-value homes
- Requires strong credit and income
- Tailored financing options for your unique needs

DSCR Loans
Need a simple, asset-based loan? DSCR loans let investors qualify based on rental property income—not personal income history.
- No personal income verification required
- Ideal for real estate investors
- Fast approval process
- Leverage rental income to scale faster

See how the team has helped our clients
Scott Gallagher
Cody Sorells
Anita Bates
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